For Referenced Payment payment method there aren’t any test data available, but you can see how it works with the payment flow given below.
Referenced Payment Payment Flow
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The Customer enters his email address.
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The customer selects his preferred payment method from the list.
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The customer receives a voucher containing the payment details and a barcode. He needs to print the voucher with the barcode and pay it at any branch of Bancolombia or Banco de Occidente in the country.
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Upon completion of the payment flow, the customer is redirected back to your ReturnURL.