For VTC Pay payment method there aren’t any test data available, but you can see how it works with the payment flow given below.
VTC Pay Payment Flow
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The customer enters his Email Address (the below page can be skipped by sending the parameter in the payment request).
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The customer has to choose his preferred payment method from the list.
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After choosing the payment method the customer logs in to his VTC Pay account by using his account number and password.
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The customer will receive a a code via text message to his phone number which he needs to enter to confirm the payment.
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The customer receives a message that the payment was successfully processed.
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Upon completion of the payment flow, the customer is redirected back to your ReturnURL.